Skip to main content
OpasSecure Ltd

INDUSTRIES / FINTECH

Ship a fintech product built to pass examination

For founders building East Africa's next generation of financial products. We wire in cloud, software, payment rails, KYC, and security as a single programme — from your first transaction to your Series A due-diligence pack.

Get a free assessmentTalk to us

THE OPPORTUNITY

The rails exist. The hard part is everything around them

East Africa runs on mobile money. M-PESA, Airtel Money, PesaLink and — increasingly — PAPSS give you reach that founders elsewhere would envy. The opportunity is real, but the rails are only the entry ticket.

Between the idea and the first live transaction sits a cloud architecture the CBK will examine, KYC that satisfies IPRS and the Data Protection Act, fraud controls tuned to local mobile-money patterns, and a security posture an investor will scrutinise line by line. Most founders assemble that from four vendors. We deliver it as one.

WHAT SLOWS A LAUNCH · FINTECH
  • Payment-rail integrationM-PESA, Airtel Money, PesaLink and PAPSS each carry their own onboarding and testing overhead.
  • KYC & regulatory readinessIPRS-backed identity, tiered KYC, and a build the CBK can examine from the first sprint.
  • Fraud from day oneAccount takeover, mule networks, and transaction fraud that arrive the moment you go live.
  • Investor due diligencePen-test reports and a documented security posture your funding round will ask for.

OUR APPROACH

Cloud, rails, and a posture investors trust

  1. STEP 01

    Cloud-native architecture, examination-ready from sprint one

    We stand up your landing zone on AWS or Azure and design the wallet, ledger, and core-banking layer to be reviewed, not retrofitted. Security-by-design is a review gate in every sprint, so what you launch is what an examiner and an investor can read.

    • Cloud landing zone on AWS or Azure, Kubernetes-ready
    • Wallet, ledger, and core-banking design built to CBK examination
    • Security-by-design review baked into each delivery sprint
    Explore cloud & DevOps

  2. STEP 02

    Payment rails and KYC, pre-wired

    The integrations that take founders months to negotiate — M-PESA, Airtel Money, PesaLink, PAPSS, and IPRS-backed identity — are the part of the build we have done before. We wire them into your product so onboarding, payments, and reconciliation work on day one.

    • M-PESA, Airtel Money, PesaLink and PAPSS integration
    • IPRS-backed KYC with tiered onboarding and liveness checks
    • Reconciliation and settlement flows tested against real rails
    Explore software & systems

  3. STEP 03

    Fraud detection and a posture investors trust

    We tune detection to East African mobile-money patterns and pair it with the pen-test reports and GRC documentation your funding round will ask for. If something does get through, retained clients are acknowledged in ≤15 minutes with a 4 hours containment target.

    • AI transaction scoring and rules tuned to local fraud patterns
    • Pen-test reports and GRC pack ready for Series A due diligence
    • 24/7 monitoring with ≤15 minutes retainer acknowledgement
    Explore cybersecurity

THE PRACTICES BEHIND THIS PROGRAM

Four disciplines, one accountable team

FAQ

Fintech infrastructure, answered

Still have questions? Talk to our team

START HERE

Building a fintech product?

Tell us what you're building and your target go-live date. We'll scope the right programme across cloud, software, security, and AI.

Get a free assessmentTalk to us